How to Apply for the Chime Credit Builder Visa Card

The Chime Credit Builder Visa is a simple and secure way to build or improve your credit with no fees, no interest, and no credit check. Applying is easy, and you can complete the process in just a few minutes.

If you’re ready to take control of your credit, follow this step-by-step guide to apply today.

What You Need to Apply

Before starting your application, make sure you have the following:

• Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
• A Chime Checking Account with at least $200 in direct deposits.

Since there is no credit check, your credit score will not be affected when you apply.

How to Apply for the Chime Credit Builder Visa

Follow these simple steps to apply online:

1. Visit the Official Chime Website
   • Go to the Chime website and select the Credit Builder Visa Card.
2. Check Your Eligibility
   • Make sure you have a Chime Checking Account with direct deposits of at least $200.
3. Click “Apply Now”
   • This will take you to the online application form.
4. Fill Out the Application Form
   • Provide your personal details, including:
     • Full name
     • Email address
     • Social Security Number (SSN) or ITIN
5. Review the Terms and Conditions
   • Understand how the card works and what benefits you will receive.
6. Submit Your Application
   • Click “Submit” and wait for the approval process.

Since no credit check is required, approval is fast, and you will receive a response shortly after submission.

Why Apply for the Chime Credit Builder Visa?

• No credit check required – Anyone can apply, regardless of credit history.
• No annual fees, no interest, and no hidden charges.
• Easy approval process – You only need a Chime Checking Account and $200 in direct deposits.
• Helps build credit – Reports to major credit bureaus to improve your credit score.

Apply Now and Start Building Your Credit

The Chime Credit Builder Visa is one of the best options for building credit safely and efficiently.

Frequently Asked Questions (FAQ)

1. Does the Chime Credit Builder Visa have an annual fee?

No, there are no annual fees, no interest, and no hidden costs.

2. Do I need a good credit score to apply?

No, there’s no credit check required. You only need a Chime Checking Account and direct deposits of $200 or more.

3. How does the credit limit work?

Your credit limit is based on the money you move into your Chime Credit Builder account, giving you full spending control.

4. Will this card help me build credit?

Yes! Chime reports your activity to Experian, Equifax, and TransUnion, which helps improve your credit score with responsible use.